Reports & formats

Once a request is ready, its report is available. Every report is built from the transactions in the accounts the customer chose to share, reconciled against their banking data, and carries a verification ID and method note.

Report types

• Expense summary (expense_summary) — verified income, categorised expenses, and the customer’s monthly position (income, expenses, surplus). Built for hardship and debt-management assessments.
• Affordability (affordability) — a per-account view with income verification and risk indicators (for example small-amount credit contracts), aimed at responsible-lending and broking use.

Fetch the report

Returns the structured report as JSON:

curl https://api.statementiq.com.au/v1/requests/req_1a2b3c/report \
  -H "X-API-Key: siq_test_your_key"

The JSON includes the client block (name, verification ID, generated date), the position summary, categorised transactions, and a compliance disclaimer. A ready-to-share HTML version is available at:

PDF and XML

From the portal you can download each report as PDF, HTML or XML — open a request and use the download buttons once it is ready. The PDF mirrors the on-screen report for sharing with assessors, creditors or lenders.

Using reports responsibly

A report is an information tool, not financial product advice, credit assistance, or an audit. Automated categorisation is not error-free — material items should be reviewed, and a report should not be the sole basis for a decision. Each report carries its own method note and disclaimer. See our Terms of Service.