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StatementIQ turns a customer’s consented bank data — shared through Australia’s Consumer Data Right (CDR) — into decision-ready income, expense and affordability reports. You can use it entirely from the portal, or integrate the API into your own product.

How it works

  1. You create a request for a customer (in the portal or via the API).
  2. You share the returned consent link with the customer — copy it yourself, or (in production) have us email or SMS it.
  3. The customer connects their bank through the accredited CDR flow — about three minutes, with a one-time code from their bank. No passwords are ever shared with us.
  4. The report generates automatically and is delivered to you. Poll the request or receive a webhook.
Never screen scraping
Bank data is retrieved through accredited open banking. StatementIQ operates as a CDR Representative of an Accredited Data Recipient — we never ask for or store banking passwords.

Two ways to use it

  • Portal — sign in at app.statementiq.com.au, create requests, send consent links, and download reports. No code required.
  • API — automate the same flow. Base URL https://api.statementiq.com.au. See Authentication & keys to get started.

Quickstart (API)

Create a request and get a consent link to share with your customer:

curl -X POST https://api.statementiq.com.au/v1/requests \
  -H "X-API-Key: siq_test_your_key" \
  -H "Content-Type: application/json" \
  -d '{
    "client_name": "Jordan Wilson",
    "report_type": "expense_summary"
  }'

Response:

{
  "id": "req_1a2b3c…",
  "status": "pending_consent",
  "report_type": "expense_summary",
  "consent_url": "https://statementiq.com.au/connect/req_1a2b3c…"
}

Share consent_url with your customer. Once they connect their bank, poll GET /v1/requests/{id} until status is ready, or receive a webhook. Then fetch the report.

Test with siq_test_ first
The siq_test_ key runs against mock bank data and is always available. Your siq_live_ key connects real customer banks and activates once your company is approved for production. See Authentication & keys.

Next steps